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ATTENTION ALL FIRST TIME HOME BUYERS!

     If you have never owned a home, or have not owned a home within the last three years, there couldn't be a better time to purchase.  With interest rates hovering at historic lows, a large inventory of homes for sale with prices that are either at or near the bottom, and the new $8,000 tax credit, it is a great time to begin your home search.  In my 24 year real estate career, I have not seen a better opportunity to purchase your first home than right now!  It probably will not get much better than this!
 
     The typical first-time homebuyer is someone who has recently graduated from college or is a longtime renter.  Since the tax credit has a time limitation,  eligible buyers must keep in mind that typically it takes a couple of months to find a house and at least another month to close.  Because of this incentive, there are many first time homebuyers in our local marketplace currently, so if people have been on the fence, they should consider acting very soon.

     If you are ready to invest in your future and experience the American Dream, I can help.  You need an experienced and knowledgeable real estate professional to help you navagate through this challenging market.  Contact me today so we can schedule your Buyer Counseling Session and begin the process.
 
           Congress Enacts Bigger and Better
               Home Buyer Tax Credit
 
     The American Recovery and Reinvestment Act of 2009, passed the House on February 13, 2009, and later that day, the Senate also passed the bill. The President signed the bill on February 17, 2009. 
 
Homebuyer Tax Credit – The bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009.  Unlike the tax credit enacted in 2008, the new tax credit does not require repayment.  Most of the mechanics of the credit will be the same as under the 2008 rules:  the credit will be claimed on a tax return to reduce the purchaser's income tax liability.  If any credit amount remains unused, then the unused amount will be refunded as a check to the purchaser.
 
 
 
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